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Business Accounts

Business Accounts

Information about the Business checking, Savings, and Money Market Accounts offered by the Valley State Bank
Valley Free CheckingValley CheckingValley Interest CheckingValley Money MarketValley Savings
Maintenance Fee (If balance requirement is not met)

$0

$11

$11

$8

    $0 includes 6 free debit transactions per monthly cycle, $1 per additional debit items

Balance Requirement

$0

$1,000

$2,500

$2,500

$0

Minimum to Open

$50

$100

$2,500

$2,500

$50

Interest Bearing

 no

 no

Yes, with a minimum balance of $2,500

Yes, with a minimum balance of $2,500

 yes

Monthly Statements

Yes, No Images

Yes, With Images

Yes, With Images

 yes

Quarterly

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

 yes

 yes

 yes

 yes

Check Writing or other account debits

Unlimited

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

Limited to 6 debits per monthly cycle, $1 per additional debit

Limited to 6 debits per monthly cycle, $1 per additional debit

Free InstaKey or Visa® Debit Card*

Debit Card

Debit Card

Debit Card

InstaKey

InstaKey

Maintenance Fee (If balance requirement is not met)

$0

Balance Requirement

$0

Minimum to Open

$50

Interest Bearing

 no

Monthly Statements

Yes, No Images

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

Unlimited

Free InstaKey or Visa® Debit Card*

Debit Card

Maintenance Fee (If balance requirement is not met)

$11

Balance Requirement

$1,000

Minimum to Open

$100

Interest Bearing
 no
Monthly Statements

Yes, With Images

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

Free InstaKey or Visa® Debit Card*

Debit Card

Maintenance Fee (If balance requirement is not met)

$11

Balance Requirement

$2,500

Minimum to Open

$2,500

Interest Bearing

Yes, with a minimum balance of $2,500

Monthly Statements

Yes, With Images

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

$0.25 charge per check will be assessed when check writing exceeds 25 checks per month

Free InstaKey or Visa® Debit Card*

Debit Card

Maintenance Fee (If balance requirement is not met)

$8

Balance Requirement

$2,500

Minimum to Open

$2,500

Interest Bearing

Yes, with a minimum balance of $2,500

Monthly Statements

 yes

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

Limited to 6 debits per monthly cycle, $1 per additional debit

Free InstaKey or Visa® Debit Card*

InstaKey

Maintenance Fee (If balance requirement is not met)

    $0 includes 6 free debit transactions per monthly cycle, $1 per additional debit items

Balance Requirement

$0

Minimum to Open

$50

Interest Bearing

 yes

Monthly Statements

Quarterly

Free Online Banking, Bill Pay, Mobile Check Deposit, & Voice Access Banking

 yes

Check Writing or other account debits

Limited to 6 debits per monthly cycle, $1 per additional debit

Free InstaKey or Visa® Debit Card*

InstaKey

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